Chambers & Partners 2026 Fintech Guide

Morgan & Morgan contributed to the Chambers & Partners Fintech Global Guide 2026. The Panama chapter was authored by partners Kharla Aizpurua O. and Roberto Vidal, senior associate Miguel Arias, and associate Eduardo Oteiza.

In the Law and Practice section, the firm provides an overview of Panama’s fintech landscape, addressing the regulatory framework applicable to key business models such as robo-advisers, online lenders, payment processors, digital marketplaces and trading platforms, as well as emerging areas including Insurtech, Regtech, blockchain, open banking and fraud-related considerations. In the Trends & Developments section, the chapter examines Panama’s evolving approach to fintech, virtual assets and digital finance, focusing on regulatory initiatives, AML expectations and how existing legal frameworks are shaping the sector in the absence of a standalone fintech law.

This guide is a key resource for fintech companies, investors and legal professionals navigating Panama’s evolving regulatory and compliance landscape.

Read the full guide here: Web Version